Lent and borrowed records
Create records for money you lent or borrowed, with amount, date, due date, tag, note, and remaining balance.
Personal borrowing records for everyday life
Remember who owes what, without the messy notes.
People Ledger helps you keep a clean record of money lent, money borrowed, repayments, due dates, contacts, locations, and proof images. Built for private, practical personal use.
RM ready
Clear amount records for Malaysia.
Proof first
Attach camera or gallery images.
Private by design
Manual alternatives for sensitive permissions.
Real app home screen
RM records, contacts, due alerts
Everything you need for a clear personal ledger.
People Ledger stays focused: no complex accounting, no lending service, just practical records you can understand later.
People-based ledger
Keep each record connected to a person. Add contacts manually or import selected contacts from your address book.
Proof images
Take a photo or choose images from your gallery to preserve screenshots, receipts, transfer proof, or handwritten notes.
Calendar and reminders
See due records by month, spot overdue items, and set quiet hours so reminders help without becoming noise.
Privacy controls
Hide home amounts, hide recent contact names, and blur proof thumbnails when you are using the app in public.
A calmer way to record money between people.
The workflow follows how real borrowing happens: person first, amount second, proof when you need it.
Add a record
Choose I lent or I borrowed, then enter the amount and due date.
Pick a person
Select from your ledger, import contacts, or add a name manually.
Attach context
Add location, tag, note, and proof images for future reference.
Track repayment
Record partial or full repayments and keep the remaining balance clear.
Transparent permissions
People Ledger asks for permissions only when a related feature needs them. If you say no, you can still use manual alternatives where available.
- Contacts: choose or import people for records.
- Camera and photos: add proof images.
- Location: fill current location when you choose it.
- Notifications: due date and stale record reminders.
Review our policies
These pages are written for mobile reading and can be used for app store review, in-app links, and user support.
Questions people usually ask first.
Short answers for users and store reviewers who want to understand what People Ledger is and is not.
Does People Ledger provide loans?
No. People Ledger is not a lender, debt collector, payment provider, or financial adviser. It only records information you enter.
Do I need to grant contacts permission?
No. Contacts permission is optional. You can manually add a contact name and phone number instead.
Why does the app request location?
Only to attach your current location to a record when you choose that action. You can type the location manually.
How do I delete my account?
Open Me, choose Account actions, then Delete account. If you cannot access the app, use the deletion page linked above.
Keep every personal borrowing record in one calm place.
People Ledger is designed for people who want clarity without turning everyday repayments into complicated accounting.
Get it on Google Play